Identify the real account
MBA Financial starts with the notices, tax years, balance shown, payment history, filing record, and response dates. That separates the issue in the current letter from the full account that may need attention.
Tax Resolution Services
Tax Resolution Services
Tax problems rarely arrive one at a time. MBA Financial Tax & Accounting helps you review the notices, account history, filing position, financial facts, and deadlines so the next step fits the problem in front of you.
Do not let a stressful notice choose the plan for you.
A tax issue can feel urgent and still require a careful sequence. Start by understanding what needs attention now, what information is missing, and which facts support a practical response.
- You have received tax notices, collection letters, a levy warning, a lien notice, or an audit request
- You owe back taxes but do not know which tax years, returns, payments, or deadlines matter most
- An unfiled return, monthly payment problem, penalty, balance dispute, or collection action is part of the account
- You are comparing a settlement, payment plan, hardship request, levy response, or another option
- You need to understand the work and likely next steps before paying for a tax-resolution program
- You have a deadline approaching and want a clear review before making a rushed commitment
How MBA Starts
Build the tax-resolution plan around the whole account.
A strong resolution process does not begin with a generic program. It begins by putting the notice, the account history, the current financial picture, and the deadline in the right order.
Put urgent pressure in order
A final notice, bank levy, wage withholding, property concern, or audit deadline can change what needs attention first. The immediate response should protect the deadline without losing sight of the larger tax matter.
Build the financial picture
Income, necessary living costs, business expenses, assets, loans, dependents, and future tax responsibilities can all affect a practical request. The goal is an honest picture that can support the next step.
Choose the fitting path
The right path may involve filing work, account research, a payment arrangement, penalty review, hardship request, levy response, settlement analysis, audit representation, or another solution. The facts decide the path, not a one-size-fits-all promise.
What the Review Clarifies
Get clear on the decision before you commit to a program.
The best next step depends on more than the balance due. These are the questions that keep a rushed response from becoming a longer problem.
The notice is a starting point, not the whole answer
A notice may show a balance, deadline, or collection action, but it rarely explains the full history behind the account. Earlier filings, missing years, posted and unposted payments, penalties, prior agreements, and new tax obligations can change what a productive response looks like. A thorough review makes room for those facts before a taxpayer commits to a plan.
Immediate relief and lasting resolution are different jobs
Stopping or responding to immediate collection pressure can be urgent. Resolving the underlying account can require a separate sequence of filing, financial review, documentation, and negotiation. MBA Financial helps distinguish the action needed today from the work that can make the account more stable over time.
A program name should not decide the strategy
A payment plan, Offer in Compromise, penalty-abatement request, hardship status, levy-release request, or audit response may be useful in the right circumstances. None is a universal answer. The account facts, filing position, financial reality, timing, and future obligations need to be considered before one option is treated as the solution.
Clear scope protects the decision
A useful tax-resolution conversation should clarify what needs to be investigated, what records are needed, what risks are present, and what work may follow. MBA Financial begins with the facts so the next recommendation has a reason behind it. That is more valuable than a broad promise before anyone has seen the account.
Bring the Facts
What to gather before a tax-resolution review.
Bring what you have now. You do not need every document before you ask for help, especially when a response date is close. The notices and most recent records can show where the first conversation should start.
Keep all original letters, including envelopes that show mailing dates. If a bank, employer, lender, or other third party has received a collection notice, save that notice and make a note of when the action began.
Every IRS or state notice, including all pages, response dates, envelopes, collection letters, levy information, or audit correspondence
Filed returns, a list of missing years, extensions, payment confirmations, and earlier letters or agreements about the account
Recent pay stubs, benefit statements, business-income records, bookkeeping reports, bank statements, and other income information
A practical list of housing, utilities, insurance, food, medical, transportation, dependent-care, and necessary business expenses
Property, vehicle, loan, retirement, business-asset, and debt information when it helps explain the account or financial position
Confidential Help
Start with the facts before the next deadline.
Call MBA Financial Tax & Accounting to discuss the notices, tax years, filing history, financial records, and time pressure you are facing. The first conversation is about understanding the account well enough to choose a practical next step.
Call (989) 686-NO DEbt (6633)Toll-Free (877) 306-2246
Monday-Friday, 8am-7pm · Saturday, 10am-4pm
Call or text 24/7. If you reach us after hours, leave a message and we will contact you the following business day.
Frequently Asked Questions
Tax-resolution service questions.
What do tax resolution services include?
Tax resolution services can include investigating the tax account, organizing notices and records, identifying filing and deadline issues, reviewing financial facts, comparing available paths, and, after the required engagement and authorization, communicating with tax authorities. The exact work depends on the verified facts of the account.
Do I need to know which tax-resolution option I want before I call?
No. You do not need to arrive with a program name. Start with the notices and records you have. A careful review can identify whether a payment question, filing issue, penalty, levy concern, settlement analysis, hardship request, audit matter, or another problem needs attention first.
Can tax resolution help if I have unfiled returns?
Unfiled returns can affect the available options and should be identified early. The first review can clarify which years are missing, which records may be available, what deadlines apply, and how filing work connects to the rest of the tax matter.
What should I do if the IRS is taking collection action now?
Save the notice, note every deadline, and call promptly. A levy warning, bank hold, wage withholding, lien, final notice, or other collection action may need immediate attention. The right response depends on the notice and account facts, so do not wait for a perfect file before protecting the deadline.
What does a tax-resolution investigation cost?
MBA Financial begins with a $1,500 investigation. Paying the investigation in full gives it priority for immediate attention. If that is not practical, investigation installments can be discussed confidentially. After the investigation, ongoing services may be arranged through an extended monthly payment plan when appropriate for the work required.